Reaal Insurance “Frog” (00:40)# This spot features an interesting take on what might happen if a random occurrence were to change all subsequent events. In this case, it’s an inadvertently imported exotic frog which initially almost scares an elderly lady to death but then makes her very happy. But as this kind of thing very rarely ends this way, one might have been better advised to get insurance cover from Reaal Insurance in the first place.